News are one of the most important aspects of life. With the help of news, you can keep yourself updated with the various things happening all around the world. News help you stay informed, stay safe and secure as well. Without news, you’d stay blind to the events that are happening all around the world. As humans we are all social beings, and anything that happens around the world affects us in some way or the other. Therefore, it is important to know what is happening all around the world.


General news is basically the news that revolves around the major headlines and the happenings locally. It constitutes of the news that are based on things that are happening on a mediocre scale, not a global scale, i.e., in your local area.


Some of the best General news websites are:

  • Yahoo! News
  • The New York Times
  • Daily Mail
  • Hindustan Times
  • Times of India
  • The Web Fry
  • Comment Fries


There are several benefits of knowing or being updated about general news. Some of them are:

You can stay updated about the things happening in your locality. It is extremely important. Whatever that is happening around the world affects you, but things that are happening around your local area affects you much more and much faster. It is the place you live in; it is the safe ground. In terms of crisis and emergency, or in times of need, it is important to be updated about the general news or the general conditions of your surroundings.

Knowing about the general news can come in handy in terms of crisis and emergencies. Knowledge is never useless, more importantly when the knowledge is about the place, you’re living in. If you know your way around in terms of certain danger and problems, it can be of immense help when the time comes.

It is juicy news. Let us be honest, we all find gossips and juicy news to be extremely entertaining. And if the news is more about the places that are closer to you, the juicer it gets. You can be extremely entertained with this sort of news, and entertainment is an important aspect of news anyway.

General news help in increasing your general knowledge. Having a good amount of general knowledge about a variety of topics is well regarded as an amazing trait. If you’re well informed about a lot of things, you can be more present and more productive in certain areas of life. This can act as a huge perk on your side and can also gain you quite a bit of recognition in time.


These were the perks and uses of knowing and staying updated about
General News. It is one of the most important parts of the modern life. These
sites not only keep you updated but they drive you to excel in life.

Which coffee maker to buy? Which is the best coffee machine to fit my budget? This may be a question to set up a good coffee shop in your mind. You may need a free consultation to hear the best offers. It allows you to know the types of equipment needed to set up a coffee shop. Get acquainted with its brands and get a free consultation. Everyone has a reason to drink good coffee. Everyone knows life is short, so drink coffe and stay awake your life

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Tips for Choosing the Right Stair Lift For Your Home

Are you in the market for a stair lift to help make your life easier and get yourself up and down the stairs with ease?

Selecting the right stair lift can be a difficult decision, but it doesn’t have to be. With some informative research and guidance from a professional installer such as Adapt My Home, you can find the best fit for your budget, lifestyle, and home layout.

In this blog post, we will provide helpful tips on how to choose the perfect stair lift that is both safe and reliable in order to ensure maximum comfort during use, whilst seamlessly fitting into your home’s aesthetic.

Determine the size of your stairs and the type of stair lift you need

When it comes to mobility in your home, stair lifts provide a convenient solution for those who struggle with stairs. However, determining the appropriate size and type of stair lift can be a tricky task.

Firstly, you’ll need to measure the dimensions of your stairs to ensure that the lift can fit the space. Secondly, consider the different types of stair lifts available and which one suits your specific needs.

There are lift chairs that can accommodate individuals with limited mobility or medical conditions, while others are designed for people who have difficulty standing for long periods of time. At the end of the day, choosing the right stair lift is crucial for maintaining independence and mobility in your own home.

Consider the features your stair lift should have

When it comes to selecting the perfect stair lift for your home, there are a few key features to keep in mind.

Safety should always be a top priority, which is why it’s important to look for a model with reliable safety sensors that can detect any obstacles in the way and stop the lift automatically if necessary. Additionally, having a folding seat can help make the most of the available space on your staircase while offering a comfortable ride up and down. Adjustable speed is another great feature to consider, as it allows you to customise the lift’s speed to your individual needs and preferences.

By taking these features into account, you can ensure that you choose a stair lift that is not only safe and functional but also customised to your home and lifestyle.

Research different stair lift models and their prices

In today’s market, there is a wide range of models available, making it easy to find one that suits your needs and budget. Researching the different stair lift models and their prices can be overwhelming, but it is essential to ensure that you’re getting the right one for your home.

Some stair lifts may be better suited to indoor or outdoor use, while others may be better tailored to the specific needs of different users. The prices can also vary considerably depending on the make and model, so it’s important to do your research to find the best stair lift for your budget and needs.

From straight to curved stairs, indoor or outdoor, there is a stair lift for every scenario. By investing in a stair lift, you can regain access to all areas of your home and regain the independence you deserve.

Check for safety certifications on all models you’re considering

Before purchasing a stair lift, it is crucial to check for safety certifications on all models you are considering. These certifications ensure that the lift has been through rigorous testing and meets industry standards for safety.

As stair lifts are intended to assist individuals with limited mobility, safety should be the top priority. Without these certifications, there is no guarantee that the lift will operate safely and efficiently.

By taking the time to check for safety certifications before purchasing a stair lift, you can ensure that you are making a wise investment in a product that will provide you or your loved one with the necessary assistance while navigating stairs safely and securely.

Make sure you hire a professional to install the stair lift in your home

Installing a stair lift requires specialized knowledge and skills. It’s crucial to hire a professional to ensure the stair lift is installed correctly and that it adheres to all safety standards.

Professional installers have the expertise to assess your space and recommend the right type of stair lift for your home. They can also guide you on the maintenance of the stair lift, ensuring it remains in good working condition.

In short, hiring a professional for stair lift installation guarantees you a safe and effective solution for you or your loved one’s mobility needs.

Try out a model before purchasing to make sure it works well for you

If you or a loved one is in need of a stair lift, it’s important to ensure that it will meet your specific needs before making a purchase. Trying out a model before committing to a purchase is a smart approach that can save you money and prevent any dissatisfaction with your investment.

A stair lift can greatly improve quality of life by providing a safe and convenient way to navigate stairs, but it’s important to consider factors like weight capacity, seat size, and overall comfort.

Don’t hesitate to ask questions and take a test run to ensure that the stair lift you choose will work well for you and your home.


In conclusion, stair lifts can be a beneficial addition to any home. They are safe and easy to install, providing extra mobility for seniors or anyone with special needs.

Before you purchase a stair lift, take the time to consider your own individual needs and preferences. Not all stair lifts are the same and it is important to find one that fits your specific home layout and lifestyle. While there may be an initial investment in purchasing the lift, this expense will likely pay off in the long run, as it offers peace of mind when going up and down stairs.

By following these tips, you can rest assured that you have chosen the perfect stair lift for your home and lifestyle!


Arsenal star Gabriel Martinelli has joined a host of sizzling talents that have made up the World Cup squad for Brazil, with the tournament now getting closer and closer by the day. The Gunners forward has been in an e coueahijg form so far this campaign and has been a key member of Mikel Arteta’s team that has taken the rest of the Premier League by storm so far this campaign. The young Brazilian has been very effective for Arteta’s side this campaign, cementing himself in the starting XI and creating a formidable partnership with his fellow attackers at the Emirates Stadium.

Having missed out on the previous squad call-up, it was feared that he might be missing out on the final squad that Brazil will be playing with at the World Cup but those fears have been laid to rest as his place in the squad has now been confirmed. The forward took to Twitter to break the news and show his excitement at the prospect of representing his nation at the forthcoming World Cup Tournament.

Here’s the squad in full:





Manchester City




Thiago Silva



Paris Saint-Germain



Eder Millitao

Real Madrid

Alex Telles


Alex Sandro




Dani Alves




Manchester United

Lucas Paqueta

West Ham United




Manchester United

Everton Ribeiro


Bruno Guimaraes

Newcastle United



Paris Saint-Germain


Tottenham Hotspur

Vinicius Junior

Real Madrid


Manchester United




Real Madrid



Gabriel Jesus


Gabriel Martinelli


Brazil have been tipped to win the World Cup this year and with a squad full of talents like they have, they may well go all the way and clinch the trophy.


Ex-Manchester United, Fulham and Tottenham Hotspur striker Louis Saha is certain that former club Everton should have appointed Wayne Rooney as their new manager when Spaniard Rafael Benitez was sacked a couple of weeks. According to Louis Saha, ex-Everton player and current Derby County manager Wayne Rooney would have been a better choice than Frank Lampard. The Frenchman spoke to William Hill about the managerial position at Goodison Park.

Senior Everton officials had no choice but to dismiss Benitez after his controversial choice as manager didn’t work. After a bright start to the season, Benitez led Everton to a solitary win in 13 Premier League matches and he was sacked thus vindicating a lot of the Everton fans who were opposed to his appointment last summer. Club legend Duncan Ferguson managed the first-team for the 1-0 home loss to Aston Villa before Lampard was named as the man to replace Benitez as the permanent manager at Everton.

Louis Saha told the aforementioned outlet that the logical choice of manager was Rooney since he knows Everton very well having come through the youth system at the club before making his professional debut as a teenager at Goodison Park. Saha said Lampard has experience at Chelsea, but Rooney has a better understanding of how Everton operate as a club. He went on to laud the work his former Manchester United teammate is doing as the Derby County manager and that he’s hoping that the Englishman gets his desired job.

Rooney has impressed a lot of people with the quality shown as the Derby County manager. Despite a 21-point deficit in the English Championship this season, he has led Derby County to third from bottom on the log and within a couple of wins from being in a safe position. On his part, Lampard has started his Everton career with two wins and two losses from four games in all competitions.

Can you legally challenge a will?

Yes, there are instances where a will can be legally challenged. Contesting the legality of a will or voicing doubts about its contents are common challenges. It’s crucial to keep in mind that challenging a will may be a difficult legal process and that different jurisdictions have different rules that apply to will disputes. To fully understand the particular criteria and procedures in your jurisdiction, it is important to speak with a certified legal expert, such as those at Darwin Gray, who specialises in estate or probate law.

Here are some common grounds on which a will can be challenged:

  1. Lack of testamentary capacity: It may be said that at the time the will was written, the testator—the person who made it—lacked the mental ability to comprehend its nature and implications. This may be the result of things like dementia, a mental disease, or improper influence.
  2. Undue influence: A will may be contested on the grounds of undue influence if there is evidence that suggests the testator was pressured, manhandled, or improperly persuaded by another person to include specific provisions in the will.
  3. Fraud or forgery: A will may be contested on these grounds if there is proof that it was forged or that fraudulent practices were used in its creation.
  4. Lack of proper execution: In general, wills must adhere to certain legal requirements, such as being in writing, being signed by the testator, and being acknowledged by the necessary number of witnesses. It may be contested on this ground if there are questions about the will’s proper execution.
  5. Testamentary capacity: One may claim that the testator lacked the mental ability needed to comprehend the nature of their possessions or the implications of the will’s terms.
  6. Revocation or prior will: It would be conceivable to contest the current will on the grounds that the testator revoked the will or had another legal will in place if there is proof of any of these events.
  7. Clerical errors: A legal challenge may be necessary to correct any faults or drafting problems that a will may have in certain circumstances.

It’s crucial to remember that contesting a will may be a financially and emotionally taxing procedure. It is best to get legal counsel from a qualified estate or probate attorney who can evaluate the particular circumstances and offer advise on the possibility of success and any associated expenses when challenging a will.

Enhance Your Craft: A Guide to Taking Makeup Courses in Dubai

Dubai has emerged as one of the top destinations for makeup artists and enthusiasts alike. With a thriving beauty industry and a vibrant culture that celebrates style and glamour, Dubai is the perfect place to enhance your makeup skills and learn the latest trends in the field. Whether you are a beginner or an experienced makeup artist, taking makeup courses in Dubai can help you take your craft to the next level.

Here is a guide to help you navigate through the various makeup courses available in Dubai and choose the one that best suits your needs:

  1. Identify your goals

Before enrolling in any makeup course, it’s important to identify your goals. Do you want to learn basic makeup techniques or specialize in a particular area such as bridal makeup or special effects makeup? Do you want to enhance your existing skills or start a career in the makeup industry? Once you have a clear idea of your goals, you can choose a course that aligns with your aspirations.

  1. Research the options

Dubai has a wide range of makeup courses on offer, ranging from short courses to intensive programs that can last for several months. Some of the top makeup schools in Dubai include Makeup Atelier, The Lipstick Makeup Institute, and The Hair and Makeup Academy. Research the various options available, read reviews, and compare the course content, duration, and fees to make an informed decision.

  1. Check the accreditation

Make sure that the makeup course you choose is accredited by a recognized organization. Accreditation ensures that the course meets the highest standards of quality and that the skills you learn are recognized by employers in the makeup industry. Look for accreditation from organizations such as the International Make-up Association (IMA) or the Make-up Artists and Hair Stylists Guild (MUAHS) to ensure that you are getting the best education possible.

  1. Attend open days

Many makeup schools in Dubai offer open days where you can visit the school, meet the instructors, and get a feel for the course. Attending an open day can give you an opportunity to ask questions, see the facilities, and get a sense of the school’s teaching style. This can help you make an informed decision about whether the course is right for you.

  1. Choose a flexible schedule

Makeup courses in Dubai can be intensive and time-consuming, especially if you are taking a long-term program. Look for courses that offer flexible schedules that can accommodate your work or personal commitments. Many schools offer part-time or evening courses that allow you to balance your studies with your other responsibilities.

  1. Practice and network

Once you have enrolled in a makeup course, it’s important to practice your skills as much as possible. Take advantage of any opportunities to work on real clients or participate in events such as fashion shows or photoshoots. This can help you build your portfolio and gain valuable experience. It’s also important to network with other makeup artists and industry professionals. Attend events, join online groups, and connect with other professionals in the industry to stay up-to-date with the latest trends and opportunities.

In conclusion, taking makeup courses in Dubai can be a great way to enhance your skills, build your portfolio, and start a career in the makeup industry. By identifying your goals, researching the options, checking accreditation, attending open days, choosing a flexible schedule, and practicing your skills, you can make the most of your makeup education and take your craft to the next level. With the right skills and a passion for beauty, the sky’s the limit in Dubai’s vibrant makeup industry.

To excel in the makeup industry, you need to invest in high-quality products. During your makeup courses, your instructor will recommend the best brands and products for various skin types and occasions. You may also need to purchase a professional makeup kit to get started in the industry. Investing in quality products will not only enhance your skills but also create a good impression on your clients.

  1. Stay updated with the latest trends

The beauty industry is constantly evolving, and new makeup techniques and trends emerge every year. As a makeup artist, you need to stay updated with the latest trends to meet the demands of your clients. Attend workshops, read beauty blogs, and follow renowned makeup artists on social media to keep up with the latest makeup trends.

  1. Seek feedback

Feedback is crucial for growth and improvement. During your makeup courses, seek feedback from your instructors and peers. This will help you identify areas where you need to improve and hone your skills. Constructive criticism will help you become a better makeup artist.

  1. Build a strong portfolio

A strong portfolio is essential for any makeup artist. Your portfolio showcases your skills, creativity, and professionalism. During your makeup courses, take advantage of any opportunities to build your portfolio. Participate in photoshoots, collaborate with photographers, and showcase your work on social media platforms. Your portfolio will play a significant role in attracting clients and building your reputation in the industry.

In conclusion, taking makeup courses in Dubai is an excellent way to enhance your skills, expand your knowledge, and build your career in the makeup industry. It is essential to choose a reputable makeup school that offers comprehensive courses, flexible schedules, and accredited programs. Invest in high-quality products, stay updated with the latest trends, seek feedback, and build a strong portfolio to succeed as a makeup artist. With hard work, dedication, and passion, you can achieve your goals and create a successful career in the dynamic and exciting beauty industry in Dubai.

The polarization encouraged far-right forces to riot in the midterm elections

Think continues working in the documentation for his next project, which will be related to the polarization of American society and the resurgence of anfar-right mentality. This new phenomenon is also spreading to other countries of the world. All the information is being achieved by talking with the protagonists of the news and experts who independently share their vision.

One of the most difficult and complex chapters to be portrayed objectively, was the incident of January 6, 2021, when the White House was stormed by far-right Trump supporters, such as the Proud Boys, which are being called to testify.

Members of the House Freedom Caucus helped plan Trump’s attempt to overturn the election.  They attended a meeting at the White House on Dec. 21, 2020 in which, at least, 11 lawmakers discussed efforts to spill the election resultsand helped spread false information, according to testimony and records obtained by the committee.

And one of the groups that drove this effort is the Falun Gong sect, related with The Epoch Times.Falun Gong, a religious movement embroiled in a decades-long conflict with the Chinese government, has become a political asset in the Trump era due to its long-standing propagation of communist conspiracy theories.

At the time, reputable media such as The New York Times has reported that The Epoch Times used fake accounts to campaign for Trump during the 2016 election through its company Beautiful Life. Moreover, after they spent about $11 million on Facebook ads in 2019, the platform banned them for violating rules on political advertising transparency.

In April, at the height of its ad spending, videos from Epoch Media Group counted about 3 billion views on Facebook, YouTube and Twitter, ranking 11th among all video creators across all platforms and outpacing all other traditional news publishers, according to data from social media analytics firm Tubular.

This engagement made The Epoch Times one of the favorites for the Trump family and a key component of the president’s re-election campaign. According to the Washington Post, reporters at The Epoch Times have received special access from the Trump administration: One America News and The Epoch Times were among the only media outlets with access to Georgia’s voting audience in the 2020 election.

Once thevote counts were published, the website questioned the legitimacy of the 2020 election (neither journalists nor Trump’s legal team have uncovered credible evidence of widespread voter fraud). They also peddle a number of conspiracy theories as the one they supported in 2018 with the“full rundown” of Spygatethat claims an Obama’s administration spy attempted to thwart Trump’s 2016 presidential campaign.

There was great concern in The Epoch Times when Biden finally won the 2020 election. At the same time, to avoid trouble with Democrats over their earlier smear campaign against President Biden, Epoch Times executives decided at one point that they should keep a low profile internally and “drop the close relationship with Trump.”

The truth is, however, that January 6, 2021 gave the Epoch Times another chance.

Angelo Carusone, president and CEO of Media Matters for America, said that by exploiting the deep partisan polarization in U.S. politics and the long anti-Communist tradition of the American right, these media outlets, led by Epoch Times, have sought to link Biden and the Democratic Party to radical left-wing movements like Antifa.

Epoch Times pointed to a strong contender in the Democratic Party,an opportunistic rehash of existing conspiracy narratives – was characteristic of these outlets. “They’re not drivers, they’re not weaving new conspiracy theories, they’re amplifying what’s already out there,” Carusone said.

While the Proud Boys and QAnon have been punished by law, the Epoch Times remains at large. With the 2022 midterm elections in full swing, Carusone said, the intensification of conspiratorial messages in the Epoch Times’ output and its embrace of Trumpism could make them even more damaging to the United States.

Despite being banned from Facebook and unable to place many ads on the platform, The Epoch Times did not give up on other platforms and actively published hundreds of articles about the midterm elections on its website, including dozens of articles about Trump’s “high” approval rating (regardless of the actual situation).

In fact, in addition to obfuscating the midterm elections to attract Republicans for patronage, The Epoch Times and Falun Gong behind it appear to be undermining the American situation in even more egregious ways by opposing abortion and condemning homosexuality and feminism.

Media Contact:

Ángel Tapia

Hello Think

Benefits of bond cleaning

When moving out of a house or renting a new one, the security deposit cleaning is an essential stage in the process. It boils down to leaving a location in the same state in which you found it, and despite this, a significant number of tenants do not understand the advantages of doing so. It makes possible a tidy and expert conclusion to your living arrangement, one in which both parties walk away with just what it is that they desire. If you are still hesitant about the benefits of bond cleaning the following information may help you make up your mind.

Calm and Composure

Let’s face it: bond cleaning is an obligation that must be met by both the tenant and the landlord, and its main purpose is to ensure that the renter receives his or her full security deposit. Don’t let a few easily avoidable flaws and a lack of cleanliness in the oven cause you to lose your bond. Your ability to show proof of cleanliness and get your bond returned to you will be contingent on your willingness to commit to a comprehensive cleaning that will be carried out by trained personnel. We’ve all heard the horror stories about landlords refusing to return security deposits, or even worse, having to pay additional charges for cleaning and repairs after the fact.

Time Saver

It seems like there are never enough hours in the day while you are relocating. How quickly the week is moving along, even if there is still a lot to do. The priorities keep shifting, and the moving day is becoming closer and closer with each passing minute. You will not only save time by not having to perform the bond clean yourself but it will also be completed more quickly than you would have been able to do yourself if you had hired a professional to do it. You are also given the option, when working with a professional cleaning service for your bonds, of selecting a particular date on which to have the cleaning done, which can be arranged to fit your schedule

Rates of Occupancy

A home that is open for viewing but does not have a bond clean can stick out like a sore thumb. Don’t let the fact that your potential tenants will be touring other residences on any given weekend make them recall yours as the unclean one – especially because they will be doing so. As a renter, you don’t want to hold up the relocation process and face the terrifying prospect of having a run-out lease while you’re looking for a new place to live.


What kind of things would your previous occupants or landlords say about you? If the reference is anything less than a great recommendation, you should probably look into it as quickly as possible rather than putting it off in order to avoid any potentially unfavorable repercussions. If you fail to have a bond clean done or adhere to the terms that were agreed upon, you will always receive a negative reference, which may have an effect that cannot be undone on your ability to rent in the future.

How to choose a Money lender?

The lending business has been going on for many years.  However, in recent years it has become more common, perhaps due to advances in technology.  Today, you can get a loan in just a few minutes, not to mention the fact that most of these lenders do so by ignoring certain requirements.  For example, you can apply for financial aid without any security or good credit history.

Good companies have changed the lending system, making it more accessible and reliable.  This revolution has made private lenders a constant threat to traditional banks.  However, the current economic climate and the popularity of this business have made it an easy target for fraudsters.  The purpose of this article is to help you find a legitimate lender and avoid any disappointment. You will find the Best licensed money lender in Philippines for sure.

Here are some things to consider in your search:

1. Reliability

When it comes to a topic that involves money, you have to be very careful because things can go south very fast. That way, if you are thinking of getting a loan, it is important that you take the time to find the right lender.  Although researching these organizations may take time, it will be worth the effort at the end of the day.

2. Credit characteristics

As you might expect, each lending organization is designed for a specific clientele.  For example, some offer personal loans while others target small businesses.  So, for what purpose do you need money?  Is it commercially relevant or are you planning to buy groceries?  These are some of the most important questions you should ask yourself before trying to find the right lender.

3. Interest rate

Each lending organization has a specific interest rate and a preferred method of payment.  This is one of the easiest things to consider when researching a particular fantasy firm.  It is always included in the advertisements or you can find the correct values ​​on the company’s website.  Alternatively, calling an agent maybe your best option, especially if you have other related questions.  Whether you need funds to grow your business or to meet personal needs, you want a lender with the lowest interest rates.

4. Terms of engagement

Finally, there is the issue of flexibility of policies and terms of engagement.  Before signing the agreement, make sure you have read all the information as it may contain some important clues.  Features that you need to understand include payment schedule and interest rates as mentioned earlier in the article.

How to Determine the Quality of Olive Oil

Without a doubt, olive oil is the main ingredient in Local dishes. This liquid gold is a gourmet product that may not only be used to prepare your dishes but can also offer you a variety of health advantages. That is if you select a high-quality olive oil. Given the abundance of marketed olive oils, we might often feel overwhelmed and unable to identify the indicators of a good grade olive oil. Factors such as packaging design, labeling, and color may influence our purchase decision: However, they are not necessarily the best Indicators for determining the true worth of a product. Do you want to know whether olive oil is good or bad?

The best Extra Virgin Olive Oil  may be bought in reputable outlets

To be honest, the best method to ensure that your olive oil is of good quality and authentic is to get it from reputable suppliers. If possible, get it from a local farmer, or at the very least one created in the United States by a single or co-op producer, this ensures one firm monitored the oil from the time the olives were picked to the moment it must have been packaged.

 Check to see if it is one first traditional extraction olive oil.

Extra virgin olive oil’s worth is also closely connected to how it is produced. As a result, opt for an extra virgin oil that guarantees the initial cold extraction, and avoid those with the word “cold-pressed” on the label. Only advanced oil extraction devices can provide the quality we expect in this product. Keep in mind that typical cold pressing procedures might cause the oil oxidation process to begin too soon, affecting its organoleptic properties.

The light test and the cold test

Pour a few teaspoons of olive oil into a clean glass container, cover with foil, and refrigerate for at least a day or night. If the oil freezes, it indicates that it contains pure genuine olive oil, but corrupted or fraudulent olive oil will not alter texture when frozen. To verify the purity of olive oil at home, just bathe a wick in olive oil and set it in a day or a glass container, fire the wick, and if it stays lit for a while, it is genuine olive oil. Furthermore, if the olive oil is genuine, there should be no fumes produced when the candle is lit.

Purchase a bottle that is large enough to be consumed within a few months of opening.

Olive oil is a natural substance that will degrade after being exposed to air, light, and heat. While an unopened container may last up to two years, once opened, the oil will only last a few months.


Finally, while the price of a bottle of olive oil does not reveal all about its quality, indeed, high-quality olive oil is not inexpensive. Follow your impulses: if the price appears to be too good to be true, it most likely is. If you already have the opportunity to sample the goods before purchasing them, this is certainly one of the greatest ways to determine their quality.

Darcy Bergen Discusses Options for Low-Risk Investors

Financial planner Darcy Bergen recently discussed options for low-risk investors. 

The COVID-19 pandemic has made many people hesitant to invest in the stock market. However, financial planners like Darcy Bergen explain that not all investments need to be extremely risky. There are plenty of low-risk options that allow you to invest and build your portfolio, even during times of uncertainty.

“Low-risk investments may indeed result in lower returns throughout the investment,” Bergen said. “However, they can be extremely beneficial for some individuals, especially in difficult financial times like these.”

Darcy Bergen added that low-risk investments provide numerous benefits. They can provide steady income and preserve your capital. Several low-risk investment options have recently been praised by Bergen as well as numerous reputable sources, including Forbes, Bankrate, and more.

“An excellent low-risk investment option is a high-yield savings account,” Darcy Bergen said. “These provide a decent return for your money while protecting your capital. Best of all, savings accounts are completely safe, because they won’t allow you to lose your money.”

Bergen added that most bank accounts in the United States are government-insured up to $250,000. That provides an additional level of security if the bank ceases to exist.

Another low-risk investment option backed by Bergen is money market funds. These funds include several low-risk investment options pooled together. They are generally sold by mutual fund companies and brokerage firms. These funds are liquid, so you can take them out at any time without being penalized. They also tend to be viewed as safe investments by most financial planners and expert investors. 

“Corporate bonds are commonly viewed as risky, but there are many low-risk options as well,” Bergen said. “Corporate bonds can be low-risk and beneficial if you’re a wise investor choosing bonds that are expected to mature within a few years. Long-term corporate bonds tend to be sensitive to interest rates and long-term changes, but shorter-term bonds can be low-risk investments that provide return.”

Bergen suggested speaking with your financial planner about options regarding corporate bonds. While this option is not entirely risk-free, high-quality corporate bonds from reputable companies can help diversify your portfolio while offering returns. 

Bergen concluded by suggesting fixed annuities as low-risk investment options that can also provide income. Fixed annuities are contracts with insurance companies that pay you over a certain period in exchange for your upfront payment. This option can be especially useful for retirees, as you can make the upfront payment now and begin taking the income out upon retirement. You may also decide to take your income immediately. 

“Annuities allow you to increase your income over time in a way that is tax-deferred,” Bergen said. “They can also come with guaranteed minimum payouts, death benefits, and other benefits.”

Bergen suggested meeting with your financial planner to discuss if fixed annuities could be a smart low-risk investment option for you. Fixed annuity contracts can be difficult to understand and loaded with fine print, so it’s best to review your contract with an expert before making any decisions.

Darcy Bergen is an experienced financial planner with decades of experience in the field. He currently runs Bergen Financial in Peoria, Arizona, offering his expertise to clients near and far. 

Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a Registered Investment Advisor. Sub-advisory services are provided by Advisory Alpha, LLC, a Registered Investment Advisor. Insurance, Consulting and Education services offered through Bergen Financial Group. Bergen Financial Group is a separate and unaffiliated entity from Simplicity Wealth and Advisory Alpha.

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